“The Squirrel’s Bargain”: A Grade 3 Fable Worksheet

Some lessons are easier to teach through a story than through a lecture, and fables have relied on exactly that trick for centuries. This worksheet uses an original fable about a shortcut-loving squirrel to give third graders practice identifying a moral, while enjoying a story with real stakes, a bit of clever scheming, and a satisfying, slightly ironic ending.

Grade 3 Fable Worksheet

For More grade 3 worksheets, Visit Grade 3 Reading Comprehension Worksheets.

Why Fables Belong in Grade 3 Reading Practice

Third grade reading standards specifically ask students to determine the central message, lesson, or moral of a story and explain how key details in the text convey it, rather than having the lesson simply stated outright at the end. Fables are the clearest genre for practicing this exact skill, since the entire form is built around delivering a lesson through plot and consequence, not direct explanation. A reader has to watch what happens to the characters, notice what changes, and draw the conclusion for themselves.

This particular fable also introduces something a little more layered than a simpler grade-level story might attempt. The moral here isn’t as flat as “sharing is good” or “always be kind.” It’s closer to: shortcuts aren’t automatically bad, but they can quietly cost you knowledge or skill you didn’t realize you’d eventually need. That’s a more grown-up idea than younger grades typically tackle, and third graders, with a little guidance, are ready to sit with it.

What Makes This Fable a Little More Complex Than Earlier Ones

It’s worth pointing this structure out directly, since it’s part of what makes the fable interesting rather than predictable. Nutmeg isn’t punished right away for being lazy, in some obvious, cartoonish way where the story scolds her the moment she comes up with her plan. Her bargain with the chipmunks actually works, for weeks. Nobody suffers. Nutmeg even brags about how clever she’s been. The real consequence only arrives much later, when winter comes early and she discovers she never quietly built the skills the other squirrels were building the whole time she was busy arranging deals instead of digging.

That delayed consequence asks readers to do more work than a simpler fable would. They have to connect an early choice to a much later result, holding the whole story in mind rather than expecting the lesson to land in the very next paragraph. This is exactly the kind of cause-and-effect thinking across a full narrative that third grade comprehension work is meant to build.

What’s Inside This Worksheet

This worksheet features an original fable, “The Squirrel’s Bargain,” about Nutmeg, a squirrel who dislikes the effort of gathering acorns and convinces a family of chipmunks to do extra gathering for her in exchange for tips on the forest’s best hiding spots. The plan works beautifully at first, until an early winter forces everyone to rely on memory and skill neither Nutmeg nor the chipmunks actually built along the way.

The worksheet includes four activities:

  1. Multiple Choice. Questions about the characters, the bargain, and how the story resolves.
  2. True or False. Quick recall checks that reinforce careful, attentive reading.
  3. Fill in the Blank. Vocabulary practice using words and phrases pulled directly from the fable.
  4. Think and Explain. A question asking students to state the fable’s moral in their own words and support it using specific details from the story.

That final question is where the real comprehension work happens. Third graders don’t just have to recall what happened to Nutmeg. They have to step back, look at the whole arc of the story, and articulate what it’s actually trying to teach, which is a meaningfully harder task than answering a simple factual question.

How to Use This Worksheet

Read the fable together, and pause partway through, right after the bargain starts working, to ask your child what they think might eventually go wrong. Fables reward this kind of prediction, since the setup almost always contains a quiet hint of the trouble to come, even when everything seems to be going fine on the surface. Letting your child guess before the story resolves builds exactly the kind of attentive, forward-thinking reading that pays off across all kinds of texts, not just fables.

This worksheet fits naturally into a home reading routine, a classroom unit on fables and moral lessons, or a homeschool lesson exploring different story genres. It also pairs nicely with our other Grade 3 worksheets: “The Science Fair Surprise” for realistic fiction, “The Mystery of the Missing Trophy” for drama, “Why Do Leaves Change Color in Fall” for nonfiction, and “The Old Oak Tree” for poetry, giving your third grader a well-rounded mix of fiction, drama, nonfiction, poetry, and now fable, all at the same reading level.

Tips for Getting the Most Out of It

Read the fable twice: once for enjoyment, and once specifically tracking Nutmeg’s choices and their consequences from beginning to end. Ask your child to explain, before they even look at the written question, what they think the story is trying to teach, using their own words first. Writing it down afterward tends to go more smoothly once they’ve already said it out loud. And if your child enjoys the story, ask them to imagine a different ending, what would have happened if Nutmeg had learned her lesson earlier, as a way of reinforcing just how much the moral depends on the choices she actually made.

Frequently Asked Questions

Is this worksheet a fable or a different type of story?
It’s a fable, our first at the Grade 3 level, built specifically around teaching a moral lesson through animal characters and their choices.

How long does this worksheet take to complete?
Most third graders finish in about 20 to 25 minutes, including time to think through and write out the moral of the story.

Is an answer key included?
Yes, as a separate PDF, so you can print just the worksheet for your child and keep the key handy for grading.

Download the Worksheet

The printable fable worksheet and its separate answer key are ready to download. It’s a lesson-driven addition to your Grade 3 reading library, giving your child practice identifying a story’s deeper meaning through the choices its characters make.

Happy reading.

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top